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BIBLE, SOCIETY, TECH, PERSONAL SURVEYS | FAVORITES CREATE NEW

All Categories |  Society & Current Events
590 total votes have been cast on this survey | 16 user comments  ( edit survey )

Should Christians get into Debt?
Created: 3/13/2005 | Last Vote: 8 years ago | Comment: 10 years ago
Disclaimer: These surveys are created by PLUS or FULL Members of the site and, unless specified, are not created by the SermonAudio staff nor do they necessarily reflect the site's position on any topic.

 •   Yes, no problem at all
  0% | 2 votes

 •   No, never
  21% | 123 votes

 •   Yes, provided it's under control and within their means to pay off
  47% | 280 votes

 •   No, except for house purchase
  18% | 109 votes

 •   No because it encourages coveting what isn't theirs
  8% | 48 votes

 •   No answer. Skip this survey, I do not care to vote on this topic.
  5% | 28 votes

   

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· Page 1 ·  Found: 16 user comment(s)

Survey11/2/09 11:32 AM
Beth Oleander | Canada  Go to homepageFind all comments by Beth Oleander
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G'morning!

I think a certain amount of debt is unavoidable - unless you are a person of unlimited means. I hate it and try hard to stay debt free, but... it isn't easy.

However, I do believe this little booklet will not only ensure that I stay out of debt, but it has already taught me how to half my living expenses!

I'll happily share the link with you.

http://www.hobomountainpublishing.com/

The book is inspiring, loaded with good, money-saving ideas, and in short, couldn't have come at a better time. I do believe it'll help a LOT of people. Let me know what you think?

Blessings,

Beth.


Survey5/25/08 8:40 AM
j.r.  Contact via emailFind all comments by j.r.
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St Jeremiah,

Please e-mail me. Thanks.

St Jeremiah wrote:
High ticket items like homes, vehicle, computers, appliences, ect will lead to temporary indebtedness. A Christian is to purchase what he needs within the means God has given him. This may mean a loan or credit to cover what is not availble in ones personal account. But he is to get out of the obligation by paying it off quickly so as to shorten the obligation to the lendor and return to the better state of being debt free.
Christians who get indebted just to have a certian lifestyle...and pays only the required minimum payment and adds other debts...is not using the means wisely...and becomes a servant to the lendor. Their witness will be tarnished and they will add stressors to their lives that will take their eyes off of living for God.

Survey11/26/07 2:53 AM
Tim Hylliepark | Sweden, Malmö  Find all comments by Tim Hylliepark
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Look at the Thora, it is best if you pay back your loan within 6 years.

Survey11/6/06 3:04 AM
St Jeremiah | Salt Lake City, UT  Contact via emailFind all comments by St Jeremiah
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High ticket items like homes, vehicle, computers, appliences, ect will lead to temporary indebtedness. A Christian is to purchase what he needs within the means God has given him. This may mean a loan or credit to cover what is not availble in ones personal account. But he is to get out of the obligation by paying it off quickly so as to shorten the obligation to the lendor and return to the better state of being debt free.

Christians who get indebted just to have a certian lifestyle...and pays only the required minimum payment and adds other debts...is not using the means wisely...and becomes a servant to the lendor. Their witness will be tarnished and they will add stressors to their lives that will take their eyes off of living for God.


Survey11/7/05 10:02 PM
Ronald Robey | Mississippi  
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LOL Lame man jumped so high? How high did he jump? can you show scripture proof that he jumped high? My Bible says he leaped to his feet, not jumped high

Survey4/23/05 2:44 PM
Rachel | The Keystone State  
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The only debt my Husband and I have is our home , and thanks to the Lord it's almost paid in full ! He has helped us so much in making and keeping a realistic budget . I give him all the honor and praise for it . He has showed us how to decern the important from the frivilous and how to keep from coveting what our neighbor has . Our lives have been so blessed since giving them over to the Lord completely , it's a wonderful pressure free lifestyle . I can not see how we ever lived any other way . Trust and obey , it's the only way !

Survey4/23/05 1:57 PM
alasdair | wales  Contact via email
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Please don't load guilt feelings on people who are simply living ordinary godly lives. The Lord Jesus came to set us free, not to trap us into introspection. When you realise this you start to understand why the lame man that was healed by the gate Beautiful jumped so high!

Survey4/18/05 6:40 PM
Neil | Tucson  
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Interesting. I am also a beneficiary of "free" education, from a Calif. state college. I am currently pondering options for higher education of my children.

Since you mentioned Thatcher's "privatisations," what badness happened there? Or could you provide a link?


Survey4/18/05 6:07 PM
33k  
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Neil, - Not to mention the inbuilt tax advantage to debt given by governments to companies to incentivise them to borrow commercially rather than seek equity investors!

I have a much bigger problem with that than with so-called "free" education (BTW my parents and grandparents had paid - bucketloads of tax - for my 'free' privileges). But then I benefitted not just from "free" university education but also from a small degree of "free" (and tax-free!) living expenses for three years. It wasn't enough to make you rich (or even to invest in Maggie's
(de)privatisations) but it was much better than a kick in the teeth or $50,000 bucks of debt to start working life with!


Survey4/18/05 4:17 PM
Neil | Tucson  
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Scripture does not forbid borrowing, esp. for business or investment. However, habitual and unnecessary borrowing is a sign of poor spiritual priorities, hence the Proverbial connection between servitude and borrowing (Prov. 22:7). He with many loans must constantly mind his creditors.

Excessive borrowing has probably driven up housing and school costs faster than inflation since easy credit increases demand. It thus makes it harder for those who prefer to pay cash (like me). The government could do more good by limiting loan periods to 7 yrs. than by expanding tax-funded or subsidized socialistic measures like "free" education.


Survey4/18/05 4:08 PM
33k  
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djfan88,

No doubt you have been required to take out death (aka "life") assurance in order to qualify for a mortgage, but have you insured yourself against every other form of calamity short of death?

If not, are good intentions enough "to live up to its intentions of paying"? Is there not an element of presumption in presuming that God will provide us with the +-25 years of health and employment to meet these obligations?

Personally, I think it is a real dilemna. Limiting yourself to house loans is probably wise and prudent but even then it may still be unwise to max out on available mortgage arrangements.


Survey4/18/05 3:38 PM
DJfan88  
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Reason is my mind is not motivated to work off interests. That is why I limit myself to only house loans.

Survey4/18/05 3:36 PM
DJfan88 | Hyde Park Ma  
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There is nothing wrong with having a home loan or car loan or any type of loan. What would be wrong is if a person accepts a loan with an intention not to live up to its intentions of paying.
What would the world think of a Christian who calls himself one and takes no responsibility? Wouldn't he be rightly called a "cheater, stealer, and lier", fruits of unrighteousness.
Galatians. 5:19-21
I am reminded of the politicians who take no responsibility in spending.

One should tell them "Luk 12:48a But he that knew not, and did commit things worthy of stripes, shall be beaten with few stripes. For unto whomsoever much is given, of him shall be much required:"
Responsibility is mentioned here as Biblical. If one wants it, then the person must do the labor in order to rightfully receive it. If one is given a house w/ contract, there is a requirement to pay it off on time.

Hinderence to testimony is like a payday to the Devil. Reputation of righteousness, those who call themselves Christians ought to have this characteristic or else the wrong idea of our Lord is the stake and that is BLASPHEMY!
Good news is through the grace of God to accomplish the daily task of work.

Personally, I would not take any loan, except on house alone. Thankyou and God Bless


Survey4/15/05 1:33 PM
John | San Jose, CA  
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Virtually all home-owners are in
some kind of debt--until they pay-off
the home loan. Right?


JSS


Survey4/2/05 5:11 PM
Laura | Canada  
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How I wish I weren't in debt, but these days its impossible to get an education without loans. But I don't really see this as a spiritual issue so much as a political problem of society not supporting accessable education, like in many european nations where university is free. But then again, there is a spiritual element: the selfishness of those who resent one dollar of their taxes going to a social program.

Survey3/29/05 11:58 AM
James Farley | Newington, Connecticut  Contact via email
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If you DO incur debt, at LEAST remember, believe, and obey Romans 13:8, which says, "Owe no man any thing, but to love one another: for he that loveth another hath fulfilled the law."

There are a total of 16 user comments displayed | add new comment |Subscribe to these comments




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