Romans 13, please. Verses 8, 9, and 10. owe nothing to anyone except to love one another. For he who loves his neighbor has fulfilled the law. For this, you shall not commit adultery, you shall not murder, you shall not steal, you shall not covet, and if there's any other commandment, It is summed up in this saying, you shall love your neighbor as yourself. Love does no wrong to a neighbor. Love, therefore, and I think the therefore is referring not to part A of verse 10, but to the whole section right there. Love, therefore, is the fulfillment of the law. Notice three times the word neighbor occurs, verse 8, 9, and 10. And notice also that three times, or twice, the word fulfilled or fulfillment occurs, verse 8 and 10, and then a synonym in verse 9, summed up. Fulfilled, fulfillment, summed up. I would like to try to exposit this portion of Scripture by way of questions and answers, hopefully the right. Question number one, what is it that brings up this subject? Two things. Number one, Paul makes a play on a word to introduce this subject. He says in verse seven, render to all what is do them. And that word do is the Greek word of philo, meaning owing. obligation, debt, and it's the same basic word as we have here in verse 8, owe. So in other words, he's saying in verse 7, render to all what is owing to them, and then in verse 8, owe nothing to anyone. It's kind of a play on his word there. He was talking about paying our debt in taxes, render to all what is due them, and now our debt of love. A second reason is that it's not only a carryover from verse 7, but also it's a carryover from chapter 12, verse 9 and 10. where he there spoke of love, let love be without hypocrisy. Verse 10, be devoted to one another in brotherly love, give preference to one another in honor. So Paul, beginning his exhortations on Christian behavior in chapter 12, puts love to be the priority in it all and now the summary of it all too. It's summed up in love. Second question. It says, owe nothing to anyone. Does this teach that absolutely every debt is wrong? Is it always wrong to borrow and be in debt to someone? I mean, it says here, owe nothing to anyone. Some hold and teach that view. Well, for sure, one ought to be very cautious in borrowing anything. The old saying, neither a borrower nor a lender be, has some wisdom in it. Borrowing puts you under obligation. It puts a string on you. Proverbs 22, 7. The borrower is the lender's slave. And in borrowing anything, it's very easy to forget it, isn't it? To forget. That borrowed book, that borrowed tape, that borrowed tool, it's easily lost in the shuffle of life. I, a while back, was looking for a book in my library. Where is it? And then it began to dawn, I remembered I loaned that to somebody. and I didn't write it down. I thought, I know he'll read it and he'll return it, no need to even write it down. Well, there, where is it, you know? And then, quite some time later, I was talking with him on the phone and he says, say, I've still got that book and I intend to get it back. Well, you know, that's what happens. You see, he said, well, I feel like I almost need to make restitution for it. You know, this is what happens. I mean, a danger when we borrow. And a borrowed item is easily damaged, thus putting one under obligation also. And in a sense, it's better to rent than it is to borrow because when a person rents, if there's breakage or damage, he's not under obligation. Do you know that? It says in Exodus 22 verse 14, if a man borrows anything from his neighbor and it is injured or damaged or dies while its owner is not with it, then he the borrower shall make restitution. If its owner is with it, he shall not make restitution. If it is hired or rented, it came for its hire. If I needed a tractor for a day and went down to U.S. rents it and rented that tractor and the thing broke down on me, all I own is the rent. They've got to fix it. But if I borrow the tractor from Bob Rages and break it down, really I'm responsible to get it back to where it was. Then, too, there's the danger of bitterness. Like someone said, that the lone often loses both itself and the friend. When I was with Gerd Dudenbosel in Wisconsin, we were driving through some little town that was near his home. And he said, you know, he says, I've loaned money to different people over the years and help them out of a fix, you know, and he says, in every case, it became a wall between us. I mean, if they can't pay you back, there's a wall there. And if they do pay you back, sometimes there's still a wall there, strangely enough. Maybe, I don't know, they think Kind of being somehow fallen man, begrudges even to having to pay back the thing he borrowed, you know. And maybe this is the answer. The Lord said, love your enemies and do good and lend, expecting nothing in return. In other words, just make it a gift. And your reward will be great, and you'll be called sons of the Most High, for He Himself is kind to the ungrateful and evil men. He who gives to the poor, he lends to the Lord. And so it's also a very desirable thing, isn't it, to be free of debt. Johnny Carter said that when he got out of debt, it was like he'd been born again again. the borrower becomes the lender-slave. And it is very likely not only is there a slavery in that sense, an attachment, a string on your life to him, the lender, but it's got the danger of enslaving you to mammon, to getting you to working overtime and sacrificing the spiritual for the material. Why do it? It is a terrible snare in our society. Surely one of the great causes for marriage pressures on the marriage is this right here, leading to bitterness and suspicion and injury and all those things that lead up to divorce. And the country has sunk deep in this mire, deep in debt, spending billions more than it has, And I don't doubt that covetousness is the underlying vice in it all. I mean, I don't have it, and I want it, and I can't get it, and I'm not gonna wait until God provides it, so I'm gonna go ahead and make arrangements whereby I can get it myself. Anyhow, I'd say in it all, the general rule is to avoid debt wherever you can. I mean, make every attempt to avoid it. Just humble yourself, deny yourself, do without it and wait until you can buy it. The discipline of patience and self-imposed rather than dead-imposed frugality will do you good. Grace will be given there. God gives grace to righteous self-denial. Jesus came back from the wilderness sufferings. How? In the power of the Spirit, it says. God gives grace right there. And there's that sense of expectation that ministers hope to the soul. There's that joy in looking ahead to the fulfillment of your desire and of your and of your virtue, in contrast to heaviness and of pressure and being under that debt. I was talking with one man, a used car dealer, and he said, yeah, I just sold it all, sold it all. I couldn't take the pressure anymore. He's got that sea of cars out there, you know, and that awful financial obligation, and I couldn't take the pressure of it anymore. and also the interest expense that is incurred from a debt is incredibly deceptive. I don't think though that we can make an absolute that all debt is wrong. I mean it must be acknowledged that debt in some ways is unavoidable. Here you are an employer and you pay your employees every two weeks Well, you become progressively in debt to that man until you give him a paycheck. And when he gets the paycheck, he's probably already got some time going on the next one, too. You could put it down to paying him every day, and you'd still be in debt to him till nightfall, or every hour, and you know, there's a debt there. Our utility bill comes once a month, and so, you know, we're in debt to them. And we start out our lives as debtors, as little babies. We're in debt to everyone everywhere to take care of us and bring us and nourish us. Man, furthermore, there's Bible. It seems like there is some Bible for the validity of debt. I mean the verse I just quoted in Luke chapter 6, lend expecting nothing in return. And Exodus 22, 25, if you lend money to my people, to the poor among you, you are not to act as a creditor to him, you shall not charge him interest. And so you can loan to a brother, nothing wrong with that, but be prepared to make it a gift and for sure don't charge him interest. And it seems like then also as a business deal, a commercial deal, there's nothing wrong with interest. The Lord told the parable, Matthew 25, you should have given your money to the, put your money in the bank and on my arrival I would have received my money back with interest. So there are those things, but here's some considerations that might be valid and helpful when it comes to the matter of being in debt. Number one, is it really necessary? Secondly, is it safe? Is it safe? Of course, in our day, we can generally secure that debt with poly, but the insurance policy takes us further in debt too. with those premiums. Another question, will it pay its way? I mean, there's a difference, isn't there, in borrowing to buy a car as compared to buying a tool for the business. The one more directly will pay its way. And another question is, will it depreciate? You borrow on a house, it might appreciate. You borrow on a car, it goes down the minute you drive off the lot. Another question is, will it be forever beyond reach? That's about the way a house is. You might be a renter all your life and never be able to pay a house and all the rent is down the rat hole. Another question is, is are you making your monthly payments and meeting the terms? If that's so, there is a sense, and I just say that underlining it, in which you're not in debt. But in it all, this is one way for sure that we can demonstrate a difference between us and the worldling. It says in Psalm 37, 21, the wicked borrows and does not pay back, but the righteous is gracious and gives. Oh, nothing to anyone. Question number three, what is the one debt that we all have and to which we should give ourselves in pain? He mentions here the debt of love, right? But to love, except to love, there's the one debt that you have. And especially in terms of the gospel, Of course, that's what the love he's talking about, is gospel love, Christian love, godly love. Paul says, using a sister Greek word, same word really, in 114 of Romans, I am debtor to the Greek and to the barbarian, to the wise and the unwise, so as much as in me is, I'm ready to preach the gospel. I'm a debtor. Think of it. There ought to be this captivating sense of obligation to do them good, to do their soul good. in helping them into the kingdom of God. Here God has entrusted us with a gospel like Kelly was sharing this morning. Entrusted us with a gospel with heavenly dynamite, with spiritual tools. We've got in our hand the very bread, the only bread that can satisfy the souls of men. And we ought to feel that debt, right? Those four lepers went out into the Syrian camp and they found all of that food and they began to stash it away for themselves. And then they came to their senses and said, oh, that we're not doing right. We've got to share this. Well, how much more, you know, if we're Christians and if we know the saving truths of God, how much more a debtor we are to our neighbor, to our society, to help them. A great debt of love. We ought to feel that obligation that others have a claim on my life. I am a debtor to my fellow man. Always in debt, right here. There is a danger in ending up working our lives away to pay off the wrong debt. If we're not careful, financial instead of the spiritual. Question number four. Why is love so important? Lee says here in verse 8 that it is the summary, the fulfillment of the law. It's the fulfillment of the law, it's the summary, verse 9, of all of our obligation before God and our fellow man. If you are hired by the government, They might bring you in and give you this job description. And you go through pages 1 through 10, and you come to the last page, and there it is, summary. You know, of everything else, this is the thing that we expect of you. This is the thing that will satisfy your obligation to the company. And so before God, this is the thing. Right here, it's all summed up in this one saying, you shall love your neighbor as yourself. Here we are, we've got a God who loves and He's chosen a people to represent Him in that very thing, in this matter of love, in that way. When we get to heaven, and we get to heaven, I mean, if we were to sum up all the way that God has so treated us, how would you say it? We could say that He loved us! 1 John 4, 10, He loved us and gave His Son to be the propitiation for our sins. Think of the overwhelming New Testament emphasis, and I've pointed this out before. But 1 Corinthians 13, you know, here's a little chapter called the love chapter. And he says that you could do all these other things, sacrificial things, that if you don't have love, it adds up to a zero. If you don't have this one element in this metal alloy, it'll all fall apart. It does no good. The chief virtue. Galatians 5, the first of the fruit of the Spirit is love. Colossians 2, Paul says, I want you to know what a great, what an agony I have for you. And what was this agony? That they might be encouraged being knit together in what love? Colossians 3.14, he says, beyond all this, put on love, just like a garment. You can have all this other warm clothing on, but if it's raining outside and you don't have the raincoat on, it won't help you. Put on love, which is the perfect bond of unity, the perfect glue, the only glue for the church of God. 1 Thessalonians 3.12, he says it's the chief element in holiness. May the Lord cause you to increase and abound in love for one another and for all men, so that he may establish your hearts unblameable in holiness. Love, so that holiness. 1 Timothy 1.5, the goal of our instruction is what? Love. And women, you older women, teach the younger women to what? To love their husbands and their children. James calls it the royal law. Second Peter says it's the chief virtue. Again, the top stone and building character. Add your faith, virtue, knowledge, self-control, perseverance, godliness, brotherly kindness, Love is the top thing there. 36 times in 1 John it occurs. And then the Lord says that outstanding, saying in John 13, a new commandment. I'm giving you a new commandment. Think of it. That you love one another as I have loved you. The distinguishing mark of the Christian is that sacrificial love. Yes, you don't see it as the distinguishing mark in the 4-H club or the ball team. Not the fraternity or the firefighters, but in the Christian church, in this organization, in this club, this is what we are distinguished by. So it's the summary. He says here it's the summary of the Ten Commandments. He names off this, this, and this commandment, and if there's any other commandment, Not that there isn't anything beyond those Ten Commandments, but if there's anything else, in other words, I'm just wanting to show you make an all-comprehensive statement, it's summed up right here in love. Question number five. What is this law to which verse 8 and 10 refer? It's to fulfill the law, verse 10, fulfillment of the law. Here it seems like, doesn't it? Sometimes it's referring to the whole Old Testament in the historic sense. The Lord said, John 15, this they have done in order that it may be fulfilled that is written in their law, they hated me without a cause. quoting from the Psalms. So there the Psalms comes under the law too. The whole Old Testament in the historic sense. Sometimes law just refers to the principle of works in the soteriological sense. Sin shall not have dominion over you for you're not under the law, but under grace. Sometimes it just refers to the word principle. The law of the spirit of life has made you free from the law of sin and death. Sometimes both uses are mixed right in on the same passage. But whatever the case, the point here is that he's just making a comprehensive statement. If there's anything beyond the Ten Commandments, any other commandment at all, it's all summed up in this. You shall love your neighbor as yourself. Question number six. What is the meaning of fulfilled the law? In verse 8 and 10. One aspect would be seen right in the word itself. Fulfilled. Fully filled. Just like a cup. Here's the outer shell, the law, the commandments of God, and it's filled up with love. The letter of the law is filled by love, or filled out. Sometimes you use it that way. A young man, young woman grows up and you see them again after years and you marvel how they've filled out. They've become what they were meant to be. Sometimes it means completion, you know. You take a task and you hand it in to the teacher. I've filled it all out. And so the Lord says, that which refers to Me has its fulfillment, and He is referring back to Isaiah 53. In Him dwells all the fullness of the Godhead. Completion, you know, here's a godly man and he has some of God in him, but in Jesus dwells all the fullness of the Godhead bodily. Nothing goes any further. Maybe the idea here is more it satisfies all the demands. You know, if someone gave you an order at your business and you got all the pieces built, you'd say, you'd call him up and say, I'm ready, I got your order filled. And so love, it fulfills the order, all the requirements. It satisfies the law's demands. That's it right there. Question number seven. How are we to look at the law then? How are we to look at the Old Testament? The Ten Commandments, the Old Testament. Is it negated? Is it abrogated? Do the Ten Commandments now mean nothing? That we are under the dispensation of grace and that we are only obliged to love? How should we look at the Ten Commandments? This passage here and others that I'll give teach us that the Ten Commandments still have some validity. There is some way in which they're still valid, but they are to be spiritualized. We're to look at the heart of the matter as Christians, as New Covenant Christians. And that the Ten Commandments should be spiritualized. Yes, they should be positivized. If that's a word. But you think about it. The Ten Commandments. And think of them in terms of the New Testament. Like the First Commandment. You shall have no other God before Me. What's the New Testament? Flavor. You shall love the Lord your God with all your heart, mind, soul, and strength. You shall not make for yourself an idol. What's the New Testament? Worshiping in the Spirit. You shall not take the name of the Lord your God in vain. That is, sincerity of heart. The Sabbath day, keeping it holy. What's the New Testament? I still have trouble with that, but I'd say it's probably about this, and that is do what you can to worship the Lord on the Lord's Day. Worship Him, take it as an opportunity to do good, and rest from your secular labor. It doesn't mean you've got to go to bed. Do that at nighttime if you can. How about honor your father and mother? Well, we're to obey them, yes, and care for them. You shall not murder. The New Testament would say you shall love your enemies and do him good. You shall not commit adultery. The New Testament is victory over loss. Shall not steal, the New Testament is, give to him who is in need and protect your neighbor. False witness, the New Testament is, tell the truth and tame the tongue. Shall not covet, the New Testament, really that one goes right into the New Testament as well as any. But maybe you could say the idea of laying up treasure in heaven, esteeming other better than self. And so think of this also in Sermon on the Mount. Jesus says, do not think that I came to abolish the law or the prophets. I did not come to abolish, but to fulfill. He makes it clear that what he means there in Matthew 5 by the following context. He says, you've heard, it was said you shall not commit adultery. But what he goes on to teach and talk about is victory over loss, right? And so you see that New Testament change from the old. Another example would be in the matter of supporting the elder, the pastor, 1 Timothy 5. Paul is talking about that very thing. And how does he support it? He goes back to the Old Testament, you see. And of all things, Deuteronomy 25, of all things, draws a principle from the ox. Don't muzzle the ox. So you see the difference between the old and the new. The old is spiritualized and applied in the New Testament. And so the Lord did not come to destroy, but rather to fulfill. And this matter of love, it swallows up the old. It fills up the old. It puts the meat on the bones. It puts the stuff in the cup. Is the Westminster Confession right when it says that the Ten Commandments are the rule, the rule of obedience for the regenerate, for the Christian? Is that right? The answer, I'd say, is yes and no. Yes, it is true that the Ten Commandments still are a rule of obedience for the Christian, I mean, this right here ought to prove that in Romans chapter 13. I mean, it's in the New Testament. And another example would be Ephesians 6. Children, obey your parents in the Lord. This is the first commandment with promise. Honor your father and mother. So your Paul in the New Testament goes back and uses those 10 commandments. It's like the Old Testament. can give us teeth or a skeleton or some specifics as to what the New Testament obligation is. There's eternal abiding moral spiritual principles that we ought to draw from the Old Testament. Then it takes honesty and wisdom and spiritual skill to be able to go back there and rightly apply those Old Testament truths and precepts. Your father tells the boy, his boy, come on now, be a good boy. But then, you know, you need to give him some specifics as to what you mean by that. And that's what the Old Testament helps us to do. The immoral man says, what do you mean I've got to leave that woman? We love one another. Why shouldn't we go on living together? And you say, no, but the law says such and such, you see. And so this matter of love, you know, you cannot separate it from the Old Testament, you cannot separate it from the law, you cannot separate it from propositional revelation. Furthermore, this quote here that we have in this passage, you shall love your neighbor as yourself, that was selected from where? From the Old Testament, from Leviticus, 1918. And so the New Testament draws on the Old, and the Old Testament contains the New. In a sense, they're tied right together. And that's in this matter of covenant theology, There's truth there. The old and the new are a continuum in a sense. And yet there's truth in dispensationalism. There's a break, a difference between the old and the new. That's the yes answer, but the no side of it, the Westminster Covenant, was not right in this sense, and that is that the Ten Commandments are not the primary rule of obedience for the Christian. The Lord said, John 13, a new commandment I give to you. He surely meant something by that, a new commandment. And think of Paul in 1 Corinthians 9.20. He says, to those who are under the law, as one under the law, though I am not under the law, but under the law of Christ. I'm not under the Ten Commandments, I'm under the law of Christ. Galatians 6.3, bear one another's burdens and thus fulfill the Ten Commandments. No, thus fulfill the law of Christ. So we should not, as Christians, think of ourselves and our obligation before God and our Lord Jesus Christ as one who is out to must keep these precepts, but rather to please a person. Not to keep these precepts especially out of fear, but rather to please this person out of love. Lord, my concern is to what honors you, what glorifies you, what'll please you, what'll advance your cause and kingdom. On the Mount of Transfiguration, they heard a voice from heaven saying, this is my beloved son, with whom I'm well pleased, listen to him. In contrast to who? Moses and Elijah, the law and the prophets. So when it says in Romans 6.14 that we're not under the law but under grace, not only are we not under the law in terms of condemnation, the condemnations of the law, the conditions of the law, and in the legal category, justification, but also in a sense we are free from it even in terms of our sanctification, as I've just explained. The Ten Commandments really were the covenant that God specifically made with the Jews. Deuteronomy 4.13, So He declared to you His covenant, which He commanded you to perform, that is, the Ten Commandments. And He wrote them on two tablets of stone. Those Ten Commandments were the epitome of God's covenant with those Old Covenant people. The theocracy has gone and we're, in that sense, not under the Ten Commandments. And so, as Christians, we ought to go for the heart of the matter, not the letter, but the Spirit. Not mechanical living. Not think of the Bible as negative so much as positive. The Pharisees were literalists and they missed it all. They were cold, hard, had a chip on their shoulder, concentrated on the externals rather than the heart of the matter, what they should do rather than what they should be, and missed it all. God wants to get a loving personality, really. To love God supremely and a neighbor equally. And you think here, here's one way of demonstrating the difference. of the old covenant mentality in contrast to the new. You meet a homosexual on the street. The old covenant mentality says stone him. The new covenant mentality says abhor him, what he's doing, but yet you try to love him and bring him to Christ. Question number eight. What is the second basis or criterion for this virtue called love that we have here in this passage? The first was the law, the commandments of God. All of this love, this love that I'm talking about, it's rooted in the commandments. The commandments are the fulfillment of the law. So that was the first, but what's the other one right here? What's the second one? You shall love as the law. What's the second one? You shall love as yourself. And as I said earlier, that is taken from the Old Testament, from Leviticus 19.18. So we are not only to love in terms of the law, but also according to our own terms. You shall love your neighbor as yourself. And that is a pretty high standard, right? Paul even, under inspiration, in a way makes it higher than that. In Philippians 2, he says, esteem other more important than yourself. Not equal, but greater than. It's paraphrased in another way in Matthew chapter 7, what we call the golden rule. Which says, therefore, however you want people to treat you, so treat them. For this is the law and the prophets. Same language, you know, as we have right here. This is the law and the prophets. Everybody, I thought, knew that, but you know, a while ago I was talking to one of the inmates, and he was justifying his action, and he said, well, doesn't the Bible say, do to others as they do you? Do to others as you want them to do to you, as you would have done to you. We call it the golden rule. The golden rule, a rule because by that actions can be ruled and measured. In other words, is this the way that I want them to talk to me? We tell our children, would you like it if somebody did that to you? That's Bible. How would you like it if they did that to you? Pastor, if you were a congregant, is that the way you would like to be treated? Congregant, if you were a pastor, is that the way you would like to be treated? Husband, wife, son, daughter, son, if you were a parent, is that the way you would like to be treated? Employee, if you were the boss, is that the way you would like to be treated? That attitude, that kind of stuff? You see, in your jesting with one another, is that the way you'd like to have somebody handle you? You know, you can jest in a way that edifies another, or in a way that puts down another. And so in a lot of these things, in a whole lot of our action, You know, it can be analyzed right there. Love your neighbor as yourself. Do to others as you want them to do to you. And you can see why the New Testament over and over says to pursue love. Young men, young women, think of it. Pursue love. Plea, fornication, but pursue love. Analyzing, was that loving the way I did that, said that, the way I treated him? How could I better say it, you know, that it'd be more humble and more edifying to him? These kind of things. And you can see by this that the condemnation on the man without the Bible down there in the jungle. Why? This is one of the condemnations. He didn't love his neighbor as he loved himself. He didn't do to that person the way he knew he would want that person to do to him. He stole from his neighbor and he wouldn't want to be treated that way himself. Why, he's a hypocrite. That's the very thing that'll put him in hell. Because he violated his own standard, not to mention God's standard. Back from the golden rule to this rule right here. Love your neighbor as yourself. This belies the self-esteem philosophy, doesn't it? As yourself, it says. Man doesn't have any problem loving himself. He does it very well ever since he fell into sin. He centered his life around self, self, self, self. And you see, self is the major problem in love. In order for you to love somebody, self has to be dethroned. Because love, according to Bible terminology, is sacrificial giving. Self is a major hindrance then in this matter. No problem with man loving, no problem with this matter of self-love and so we're called then to love our neighbor as we do love ourselves. And in that self-denial, there's a wrong concept of self-love and there's also a righteous concept of self-love, Ephesians 5. No one ever hated himself but he He cherishes, nourishes himself just as Christ does the church. And so God wants us to take care of our body and take care of our soul and to take care of our property. And so he says you love your neighbor just like that. Question number nine. Who is your neighbor? Give me a scriptural answer to that question. Don't you remember someone that asked that question? It was that lawyer, wasn't it? Luke chapter 10. He willing to justify himself. Who is my neighbor? And what was the answer? In a way, the Lord was saying it's the whole wide world. And especially those that come across your path, and especially those that come across your path in need. There's your neighbor. Question number 10. Why does it speak only of loving our neighbor here and not loving God? I mean, love your neighbor as yourself. What happened to that foremost and that greatest commandment, which is, you shall love the Lord your God with all your heart? What happened to that? Why isn't that there? And that is, incidentally, Bible, because that's in Deuteronomy chapter 6. Why didn't Paul quote that? Surely the reason is because here, he's dealing with interpersonal relationships, which he began in chapter 12, and to that, that applies. You shall love your neighbor as yourself. We're talking about the neighbor here, beginning with chapter 12, the horizontal relationship. Can the law be fulfilled in me? Question 11, and last. can this law, says here, fulfill the law, can that law be fulfilled in me? And the answer is only if you're a Christian. The non-Christian, he may do all sorts of outwardly seemingly good works, but alas, in God's analysis, even those seemingly good works have self at the root and will be weighed in the balances and found wanting. You give your body to be burned and your goods to feed the poor, and if you don't have love, God's love, it'll profit you nothing in God's economy. And so, self must be dethroned. Yes, the non-Christian cannot love his neighbor right. He can't because he can't see the value of a soul. He can't see the value of that man's soul. He looks in terms of material things. He looks in terms of the body. He doesn't help the inner man. Secondly, he doesn't see the depravity of his soul. He doesn't see what that neighbor needs most of all. And third, he cannot meet the needs of his soul. He doesn't have any answers. He doesn't have any equipment to meet the needs of that neighbor's heart. And so, you see, only the Christian, only the Christian can. The non-Christian, he's like an unplugged lamp, he doesn't have any light to give, he's like a car without a motor, he can't help his neighbor. And the Christian then, the Christian then has been saved by the grace of God, he's got a new principle, a new heart. He's able then, able then, he's got the equipment to reach out and help his neighbor. Michael Stultz was telling me the other day that he turned down a job at Kelsey Hayes that he was in line for because his neighbor wanted it. Let him have it. See, that's New Testament equipment. There is such a glorious transition and translation from the old to the new, historically and soteriologically. that Jesus calls it a new commandment. He calls it the law of Christ. The law of Christ. Because it was so emphasized by Him. Because it was only possible in Him. And because He demonstrated love as no one else could or did. Laying down His life for His friends? No, for His enemies. Does someone else have something to add to that?