On March 8, 2011, Joclyn Krevat, an occupational therapist in New York, was sitting at her computer when she received a most unusual LinkedIn request. The wording was the familiar: “I’d like to add you to my professional network.” The sender was familiar, too, but not for the reason Krevat expected. It was from a debt collector.
The more times a debt changes hands, however, the more likely it is to contain errors. The Consumer Financial Protection Bureau’s database contains 267 complaints about Pendrick Capital Partners; the most frequent issue relates to “attempts to collect on a debt not owed.” “Pendrick Capital has been attempting to collect on an erroneous medical debt for at least a year now, despite multiple disputes to various bureaus and collection companies,” one Floridian wrote in 2018. “Each time I dispute the debt, the account is deleted by the collection company only to be replaced by...