The following message was given at Emanuel Baptist Church, Coconut Creek, Florida. All right, well this morning we are going to begin a new Sunday School series called Money Talks. And we will meet today and then next week is, this coming week, is the youth conference. So Pastor Ben Carson will be here, and he will do Sunday school and both worship services next week. But then we'll pick up the following week, and I'll give you a rundown here and a little bit of what we're going to do. But this will be a biblical examination of money and stewardship this morning. So our first session is called, Show Me the Money in the Bible. And I want to begin by talking about biblical principles with regard to money and some things for us to keep in mind as we go ahead. So it'll be sort of a general overview this morning, and then as we move along in the weeks ahead, we will get more specific in various areas of money management. But the first major principle we need to talk about today is that you, we, as Christians, are money managers. God cares about our money. He cares about our possessions. He cares how we use these things. And the Bible shows us that everything belongs to God in terms of our money and we are simply the hired managers of that money that has been given to us. beginning examples here. Think of what we see in Luke 16. Our Lord told us in verses 1 and 2. He said to the disciples, there was a certain rich man who had a steward, and an accusation was brought to him that this man was wasting his goods. So he called him and said to him, what is this I hear about you? Give an account of your stewardship, for you can no longer be steward. And so you have the owner holding the steward accountable for what he did. And certainly this parable is much longer, but wanted to show that there is a responsibility here, that God has given a responsibility that we manage what we have well, and he holds us to account for that. And we see the accounting of that later in the parable. It says, therefore, if you have not been faithful in the unrighteous mammon, who will commit to you your trust to the true riches? And if you have not been faithful in what is another man's, who will give you what is your own? No servant can serve two masters, for either he will hate the one and love the other, or else he will be loyal to the one and despise the other. You cannot serve God. and mammon, and certainly that is a guiding principle for us as we go through this series. You cannot serve both God and mammon, so how do we think faithfully about how we use our money and our possessions, how we acquire them, and how ultimately we manage them? And all of this has a direct impact on eternal matters. And so how we view money, how we view possessions, how we use money, how we use possessions, it's really at the center of the Christian life. And that may, to some, sound like an overstatement, especially for people who come out of prosperity backgrounds in the church. They might hate that because they're used to the emphasis in the church always being on money. Or there are those who assume that all churches talk about is money and sort of recoil at the thought that pastors just say these kinds of things to get people to give more money or any other host of reasons. And that is sort of a natural or cultural assumption that we shouldn't spend much time on these kinds of things within the church. And certainly that stems from a cultural assumption that as individuals, And families, we just don't talk about money and finances along with religion and politics at the dinner table. So we're going to smash that a little bit while we're here. It's important. It's important that we talk about these things. God has said, a lot about them. It's not a private matter that only affects my family and me as an individual. It's very important. Certainly to an extent there is some truth that we don't just simply walk around telling everybody what we're making and how we're making it all the time, but we can't deny the fact that the Bible has a tremendous amount to say about money and possessions, and as faithful Christians we want to ensure that we make the best decisions as God's money managers. Not as individuals spending everything we have on ourselves, but wise managers who are thinking about our resources from a biblical perspective and how those resources can and should be used for God's kingdom. So let me give you an overview of where we're going to head over the next several weeks through this series. This morning, We'll do a biblical examination of money and stewardship and this idea of being God's money managers. Next time, cashing out the lies. We're going to look at ideas that impede biblically sound financial decisions. And you could probably think of several of those already, but as with most things you find in the Christian life, there are ditches on both sides of the road and we want to avoid those. And so we're gonna talk about some of the lies that we often believe with regard to our money and our possessions. The third week, in Debted, we will talk about debt, borrowing, and credit, some of those rather modern issues with Christians today, but not all of them. Certainly, we've seen variations of this throughout history. So we wanna talk about how do we think biblically about things like debt? The fourth week, we will talk about opening the purse strings, giving, sharing, and loaning. How do we think about our generosity as Christians and giving for the sake of the kingdom or to help our neighbor and loaning to others? And what do we expect in return when we do that sort of thing? Fifth, we will talk about balancing the budget, living on a budget within our means. And it may seem obvious to us, hopefully it seems obvious to us, but it's important that we live within our means. Culturally, that is sort of a lost concept. Certainly, in our national federal budget, that's a lost concept. But it's an important thing in our individual lives that we seek to live within our means. So how do we do that? It may seem obvious to some, but not to others. So we're going to talk about the practical aspects of budgeting as believers. And then lastly, we will talk about investing in the future and leaving an inheritance and all that the Bible has to say about that and helping to set up the next generation for financial success as well. So this is not a money management class in the sense that I'm going to give you investment advice or anything like that, but we are going to search the scriptures and see what they say about each of these areas and hopefully give some practical guidance along the way. So this week, we want to start with the scriptures. And of course, all throughout this series, we're going to be looking at the Bible, but we want to at least have a good biblical, theological perspective laid out as we go along in this series, so that we continually think about this concept that we are God's money managers, and we are to be good stewards of what God has given to us. There are literally thousands of verses in the Bible that deal directly or indirectly with our money and our possessions. So obviously we're not going to be able to look at all of them, but we're going to hit major areas over the next six weeks. But I think it's interesting, this has been said by many people, that Jesus says more in the gospel accounts about how we should view and handle our money and our possessions than any other topic that he talks about, including heaven and hell and prayer and faith. It's a fascinating reality as you look through the gospels. And that tells me, in some sense, that this issue of money and possessions plays heavily into our spiritual lives and how we think about how to live our lives on a daily basis, how we think about our needs and how they're being provided for and how we go about achieving that. So there is a tremendous amount in the Bible about these issues. So we will cover as much as we can as we move along. So first, I think perhaps an important question for us to ask is, what is money? We talk about it all the time, we hear about it all the time, but what exactly is it? Well, very basically, money is a medium of exchange. It's any socially accepted standard of exchange that represents value and with which things are priced. So we understand that. You go to the store, you see the price, that's what it costs. But we think of it in terms of our paper money that we have, which represents a value. But it could be anything else. Throughout history, more often than using paper money, the barter system has been something that's been used, where you exchange goods for other goods or labor. And that's essentially what's going on at your job. You go to work, you offer a service, and that's bartered for the currency that comes your way. Now, generally electronically or in the form of a check or paper money, but this could be anything. It could be gold or other precious metals. I wouldn't mind being paid in gold. But money has worth because it represents something of value to the person with whom it's being exchanged with. And so perhaps, Whatever the exchange is, if you don't find value in that, you can negotiate for some other kind of value, and that would be considered money in a sense. And so this is all sorts of things, but it's a unit of account. It's the socially accepted standard of trade where things are priced, but it can be anything that's used to provide value. So along with that, then what is stewardship? Well, first we have to talk about a steward. A steward is a person who manages or administers an estate or the affairs or the goods of another person. Now, inherent in the definition is the fact that a steward is not the owner of what it is that they are managing. And so, they have to give an account to the actual owner, just like we saw in Luke 16 there. The owner came to the steward and saw that what the owner had was being wasted. And so, he was held accountable for that. So, a steward is accountable to the owner. and biblical stewardship is based on this concept that we're gonna talk about this morning, is that God is the owner of all things. And so, if that's the case, his people are the stewards. And we've been created and called, as Christians especially, to manage all that God has created. Now you'll hear today a lot of talk about all kinds of stewardship, not just financial, not just possessions, but you hear about environmental stewardship and all these other sorts of things as well. And there is some truth to that, that all things are created by God and therefore we have a responsibility, particularly as his people, to steward them well according to his principles that he's laid out for us. So a steward manages or administrates all that the owner has given them to manage. So what is stewardship? It's simply the how of being a steward. How do we and how should we steward that which God has given us? And so when we talk about stewardship, we're talking about the practical outworking of this responsibility that God has given to us as his people to manage what he has provided in our money, possessions, and everything else because he owns Now, I don't want to take for granted, I'm certain no one would debate this in here, but let's just be clear. Does the Bible teach that God owns all things? Is this a given in the scriptures? I'll put a few up here, but I'll read several to you from the text. Leviticus 25, 23, the land shall not be sold permanently, for the land is mine, for you are strangers and sojourners with me. Deuteronomy 10.14, indeed heaven and the highest heavens belong to the Lord your God, also the earth with all that is in it. Certainly you're probably familiar with Psalm 24.1, the earth is the Lord's and all its fullness, the world and those who dwell therein. Psalm 50 verses 10 through 12, for every beast of the forest is mine, and the cattle on a thousand hills. I know all the birds of the mountains and the wild beasts of the field are mine. If I were hungry, I would not tell you, for the world is mine and all its fullness." Now more specific to what we're talking about over the next six weeks, Haggai 2.8, the silver is mine and the gold is mine, says the Lord of hosts. A few others, just to nail the point, 1 Chronicles 29. Yours, O Lord, is the greatness, the power, and the glory, the victory, and the majesty, for all that is in heaven and in earth is yours. Yours is the kingdom, O Lord, and you are exalted as head over all. Both riches and honor come from you, and your reign over all. In your hand is power and might. In your hand is to make great and to give strength to all. Lastly, Job 41.11, who has preceded me that I should pay him? Everything under heaven is mine. And that's just a small sample of all of the texts in the scriptures that show us that everything belongs to God, and that makes sense, right? He created it, therefore it is his, Paul argues in Romans 9, not only is it his, it's his to do with it whatever he pleases, and who are we to question him in so doing. And so the Bible emphatically teaches that all things belong to God. And therefore, as the owner of all things, he gets to tell us what to do with those things. So does the Bible teach that we are God's money managers or stewards? Man is created by God in his image. Man is commanded to have dominion over all that God has created. We know this from the earliest passages of scripture in Genesis. We see in Genesis 2-5, when no bush of the field was yet in the land, and no small plant of the field had yet sprung up, for the Lord God had not caused it to rain on the land, and there was no man to work the ground. So what is the problem presented here in this creation account? What is the issue that arises that pushes God to do something else here? What is it? What's that? Yeah, good. There's no steward. There was no one there to work the ground. God created everything, and it was good, but there was no one there to work it. There was a responsibility that yet needed to be fulfilled. And so, We could say in this sense that the account that's given to us in Genesis, it wasn't yet complete because it was not a man to work the ground. A steward that would manage and administer the assets of the garden, if you will, if you want to think of it in financial terms. But this captures the essence of man's role as steward over God's creation. Now, perhaps even more emphatic we see in Genesis 1. He tells us in the creation mandate, be fruitful and multiply and fill the earth and subdue it and have dominion over every living thing that moves on the earth. This is something that he calls all of mankind to, right? This is given in the garden, and therefore it's not just for Christians. This is for all of mankind, that we have a responsibility to steward what God has provided. that we would have dominion over it. So God is the creator and owner, and man is the creature servant. And we can never forget that. It's very, very important as we think through these concepts over the next six weeks. I want you to remember sort of the flip of this. Remember the lie that Satan told Eve when he sought to compel her to disobey God. What did he say to her? What was the lie? He said, you will what? You will be like God. Genesis 3.5, you will be like God. And in this context, What does that mean? It means there was a rebellion against God's ownership. Adam and Eve did what lies at the center of our hearts in our fallen condition, and that is to wrestle autonomy away from God that we might be our own Lord, that we might be our own master. That's at the heart of the fall, and that's in our hearts as fallen creatures. But in the context of stewardship, the Bible forces us to see something with relation to the fall and to this lie that Satan told Eve. It was God's right as creator to command how the garden was to be used. extremely generous in what he told Adam and Eve. All of this is yours, enjoy it, have dominion over it, use it, subdue it, expand the boundaries of the garden until they fill the whole earth. There's only one thing, there's one law essentially here that I command of you to not break, and that is to not go to this one tree. And so they had everything. And yet there was only one thing. And of course they chose wrongly. But it's God's right to put things off limits. If it's all His, He can say all He wants. He could have said, don't touch anything except for this one tree. But He was gracious. He was merciful. He was generous and gave all of it to them and said, it's just this one thing that's off limits. God has a right to give, but he also has a right to take away. And that's exactly what he did at the fall. He took away. We saw the Luke 16 example just a little bit ago. And in that parable, we see God as sort of the rich man who has a steward. So this is God's relationship to man. And Jesus teaches us that we are stewards of what God has given. It is His, and we are to manage it. Now, Christians generally understand God's ownership of all things. And we understand that being a money manager, being a steward, comes with responsibility. It comes with accountability and how those things are managed that are given to us. We don't automatically recognize what that looks like day to day when we become Christians all of a sudden. Right? Like so many things. We don't understand all of our theology right away just because we become Christians. It takes time to learn. And this is certainly one where there may be a lot of habits that we've developed over the years, depending how far along in life we are as Christians, that we need to change or break. But it's not necessarily all intuitive. We may understand it in theory, but maybe not practically. And that's where we're going to spend a lot of our time in the next several weeks. But this practical aspect is not necessarily something that we all just understand. Now, when we know the principles, when we start to see all of this fall into place, perhaps we sort of think to ourselves, well, why couldn't I figure this out? It seems so simple, but it's not necessarily. And especially as our financial systems in society become more and more complex, when you're trying to figure out something like, what is blockchain? How do I even think about something like that? What is an NFT? How do I think about these things as a Christian and are they something that God would be pleased with me using what he's given me to invest in? All of these things are important questions and I don't assume that all of it's just going to slow down and we're all going to be able to understand it all moving forward. We need to think clearly about the biblical principles first so that we can start to think about those things. Our natural tendency as fallen creatures is to be prone to look back to the flesh and to think, me, myself, and I, especially when it comes to our money and our possessions. Or even in our giving, we're prone to say, I gave a certain amount of money to the church. I gave my offering to God. The rest of it is all mine to do with it as I please. Right? So we have a certain amount that we've set aside, and we do that faithfully, and that's a good and right thing. But then the rest of it, perhaps that's our 10 percent. The other 90 percent, that's just for me to do with it as I please. But if we are stewards, if we're money managers that God has called us to this, then we think about 100% of this is something God's given to me, therefore 100% of it is something that I need to think about how I use it in a way that pleases God. That I don't get the other percentage, whatever that is, to just do with it as I please in a certain sense. That's not a biblical position. Now, it's also not a biblical position to assume that it's bad or wrong to have things or to even have or to do nice things. That's not biblical either. God has given us all that we have in this world, and he's given it to us, not just so we can look at it and say, I wish I had that as a big test to see if we're going to trust him and keep our hands off. That's not what the Lord has done. He's given them to us to enjoy. right, to delight in and be thankful for, not as the end in itself, but as a means of continuing to glorify God and to worship God and to be thankful to God. There are many popular Christian books and authors claiming that we need to have, maybe we all just need to have a set limit. No matter how much you make, no matter how much you earn, We all should just live on a certain amount of money across the board, and all of the rest of it just needs to go to other causes. Well, I don't see that anywhere in the scripture. It's simply not the case. But again, we have to be corrected that that's not the answer, but the answer is also not that I give a little bit to the church or whatever, and then the rest is just mine to do with it as I please. So the problem with money discussions is often the lack of balance, and we're going to address that in our next session as we think about the lies with regard to money. So what guiding principles should we consider as it pertains to Christians and money? Well, the first one, you're all familiar with this, probably have this verse memorized, 1 Corinthians 10.31. Therefore, whether you eat or drink or whatever you do, do all to the glory of God. So what exception are we given here by the Apostle Paul in 1 Corinthians 10.31? None. There are no exceptions, right? This was made very clear to me. Years ago, I read a short devotional. John Piper wrote it. It's called, How to Drink Orange Juice to the Glory of God. And he was riffing on this verse here, that everything we do. And it just so happened the day I had read that, I was going to discuss it with a group of guys. I will admit that day I had gotten pulled over and got a speeding ticket. And so we were sitting down. I said, let's read this, talk about this. And so I said, how do you get a speeding ticket to the glory of God? Right? And so we talked about that. But this is all encompassing. This is everything that we encounter in life. There are no exceptions. This doesn't say, do all things to the glory of God except for the money left over after you give. Right, so we need to think about that. This is an all-encompassing principle, and it also includes our money and possessions. Think about Luke chapter eight in verse 14. Now the ones that fell among the thorns are those who, this is the parable of the sower, when they have heard, go out and are choked with cares, riches, and pleasures of life, and bring no fruit to maturity. Now notice the warning here. The warning is that the riches and pleasures of life have the ability to choke out the work of the Word of God in a person's heart. And this is an important warning for us. And again, this is not to say our money and our possessions are evil or that we should be scared of them, but we do need these warnings. And Jesus gives us many warnings about the dangers of viewing these things wrongly, namely, that we can be choked out by them. that can choke out, we could be so concerned with it that that's all we think about, or we can be so set on pursuing riches and the pleasures of life that the word of God simply has no place in our life. One time someone had asked, Bill Gates about Christianity. I asked him, what do you think about the church or being a Christian? And he said, well, simply in terms of my productivity, my time, and my money, it's not a valuable investment of the use of my time and my resources. Because he's thinking simply in terms of earning. In other words, if I take one day out of the week and I spend that worshiping God amongst his people and not earning, then that limits my potential. Talk about being choked out by the cares of the world when you're already a billionaire, but your greater concern is how do I continue to maximize this without any concern for the one who has created me and who's given all of this to me in the first place. But we have to think about the balance here as well. I want to spend a few moments thinking about the parable of the talent. So if you want to turn there, we're going to read the entire thing. It's a little lengthy. That's Matthew 25. Matthew 25. And it's verses 14 through 30. I'm going to have someone read that for us. Someone with a strong, loud voice, if you want to read that out for us. Matthew 25, 14 through 30. Go ahead. Excellent. Thank you very much. Now, this parable has caused much confusion for many people through the years, but we're going to revisit this certainly again when we have problems here. We're not going to watch a movie. It keeps disconnecting. But I do want to, we're going to look at this again, especially when we get to our final week with regard to investing. This is an important parable in all of that. But I want to at least talk through some of the principles that we see here. So I want to ask you first, what are some things that stand out to you in this parable with regard to our management of what God has given to us to manage as stewards. What are some guiding principles that you can see in the text here? What do you think? I'm sorry? Don't sit on it. Good. Exactly. If God's given you this to manage, then there's a principle here that we don't just sit on it. That's the first thing I wrote in my notes. Remember the man who built bigger and bigger barns? Right? He was doing that just to sit on it. And in a sense, there's a tendency sometimes that we're just paralyzed by money. We don't know what to do with it or how to do anything with it. And so we're sort of paralyzed. We have fear about this. And so we sort of sit on it. And that's not useful or valuable in regard to what God is calling us to. What else? Yeah, Vivian. He chooses to give His people different degrees of responsibility, but we're still to be faithful with what He has given us. Yeah, great. Great. God chooses what he's given to all of us, and we have a responsibility to be faithful with what that is. To some, it may be a little. To some, it may be a significant amount. But whatever that is, as God's people, all people, I believe this is true for all people, but especially as God's people who are concerned and actually care about the fact that God has done this and has called us to this, that we have a responsibility to do with whatever He has given us and to do so in a faithful manner. That is something that honors Him and fulfills His purposes. What else? Any other thoughts from this parable? Yeah, Chuck. yet possessing all things." Yeah, yeah, good. Having nothing, yet possessing all things. And as God's people, we recognize this principle, right? That in and of ourselves, we do. We have nothing. But all is the Lord's, and he has given that to us. And so we possess the greatest thing, which is our faith in Christ. We have eternal life. But if this all belongs to our Father, This is part of our inheritance, if you will, as God's children. That all is the Lord's, all that is in the earth is His, and He is providing it for us. And so we possess, we have a possession of these things, and therefore want to use them well. So I saw another hand, so yeah, Paul. Tom's getting his exercise, I like that. The idea that if we don't follow and invest our talents, it's not just that we won't get a reward and we'll be neutral, but that he actually is going to hold us accountable. Yeah. Good. Good. That's such an important aspect of this, that it's not simply that he's going to say, oh, well, you didn't make a return on the investment. No, we actually see that he takes it away from the one who doesn't make a return and gives it to the one who did come away with a return, right? That there is an accountability there. That it's not just that you sort of, it's a wash at the end of the day. He says to the one who has made something of this, I will give more. And to the one who's made nothing, he will have nothing. That's a really important principle. Yeah, I saw another hand somewhere. Is there one more? Yeah, okay, go ahead, bud. We have no room for excuses. Yeah, good. We could say that about all of the Christian life, right? We have no room for excuses. But certainly here, and certainly given the overwhelming amount of instruction that the Bible gives us about these matters, that we really have no room for excuses with regard to how we are managers of what God has provided. Maybe one more, anyone? Yeah, Jeff. We're not all created equal. or providentially given the same. Yeah, good. That's so important and particularly in our cultural conversations today that we emphasize that. That we are not all created by being given equal opportunities or equal outcomes. I'm sorry. That's the conversation. We all need equal opportunities and equal outcomes is sort of the cultural conversation today. Neither one of those is right or possible. Even opportunity. We've tried to say, well, everyone has an equal opportunity, but we can't achieve equal outcomes. No, not everyone's even been given the equal opportunity. You may have been born into a situation where your father is a billionaire and he's left it all to you. You have opportunities very different from me. Right? That's not, that's simply not the case. And so this shows us that, right? We see the distribution that God has given different amounts to different people. And we simply need to be faithful with what he's given, not assuming that because that person has more, I deserve that, I should have that, or that should belong to me. What is that? That's simply, that's envy. That's working out of a place of envy as opposed to being thankful for what we do have and making the most of what God has given to us according to his principles. So we're almost out of time. So just a few quick points here. Again, to recap what we've just been talking about. Not just letting our money sit, not being paralyzed by money is one of the principles we see here. I think it's important to emphasize that growing wealth is not evil. And in fact, it's part of God's intention for us. I'm gonna show you in the weeks ahead. I believe it's a biblical thing to say that Christians should make as much money as they possibly can. And yet, we do that in order that we can be as generous as we possibly can. I think those two things are biblical concepts. Growing your wealth is not an evil thing. And I think this parable shows us that. If we're to be wise stewards of what God provides, we will see the blessing of more. And if we're not good stewards of what God provides, it will be taken away. And on a very practical level, we all see the truth of this, right? People often complain about what we were just talking about, the rich getting richer and the poor getting poorer. Now, there are many reasons. There's a myriad of reasons why that may be the case, some unrighteous reasons, but not all. Not all of the reasons are bad. and as they are often presented. And one of the big reasons why that's the case is because some are better managers of what God has provided than others. And so as they continue to manage it well, it continues to increase. They see the blessing. If you don't manage it well, then you see a decrease and you're always sort of struggling with what God has provided and it's never going to be enough for you. Now, guiding principle we need to keep in mind throughout the study. I said it at the beginning, I'm saying it now, we'll continue to say it. Luke 16, 13, once again. No servant can serve two masters, for either he'll hate the one and love the other, or else he will be loyal to the one and despise the other. You cannot serve God and mammon. We must remember that. So how do we balance these things in a fruitful, biblical way? And at the end of the day, we have to consider this. Do I trust God to provide for all of my needs as he has promised? Or do I need to wrestle control away from him, assuming I can do better with my own principles? That's the question that's going to drive where we go. Do I trust God? And if I can, if he's proven himself trustworthy to me, and I assume all of us will agree that he has, in abundance. then I'm going to take what he's given me, applying the principles, knowing that if he cares about the birds and the flowers and the trees and the grass, then he cares about me as his child. And he will provide for everything that I need, no matter how much or how little it seems in the eyes of the world. I will have what I need because my God will not allow me to go without what I need, right? And that word, need, is a very important one there. Not want, but need. You don't need a new Tesla. but the things that you need, he will provide. And we're not going to do better. Adam and Eve proved that from the very beginning, and man has proved it over and over again throughout history. So that will be where we are headed, but we are out of time. So thank you for your participation this morning. I'll keep you involved as we go along in the weeks ahead. Let's pray together. Father, thank you again for our time. Thank you for your Word. Thank you, Lord, that you have given us so much practical wisdom for our daily lives. And Lord, truly, as has been said this morning, we are without excuse. when we turn to the scriptures, when we read the scriptures and all the instruction therein, we're without excuse when we don't follow along the principles that you've laid out for us, and in this instance, when we're poor managers of what you have provided for our needs. And so help us, Lord, help us to think about your word, think about these principles, and as we do so, we all, every one of us, no matter what our situation is, no matter how many times we've thought about or sought to apply these things in our lives, we all want to be better stewards of what you own and provide to us as your children. We want you to be glorified in every aspect of our lives, whether we eat or drink or whatever we do, we want to do it all to the glory of our God. And we pray that very thing now as we prepare ourselves to enter into our time of corporate worship. Lord, bring us to your word, ready to receive all that you have for us, giving us eyes to see, ears to hear, and hearts to understand. And we thank you in advance for the wonderful and glorious things you will accomplish today for your people. And we ask this all in Jesus' name. Amen. We hope you were edified by this message. For additional sermons, as well as information on giving to the ministry of Emmanuel Baptist Church, and on our current building project, you can visit us online at ebcfl.org. That's ebcfl.org.