A handful of tech startups are using social data to determine the risk of lending to people who have a difficult time accessing credit. Traditional lenders rely heavily on credit scores like FICO, which look at payments history. They typically steer clear of the millions of people who don't have credit scores.
But some financial lending companies have found that social connections can be a good indicator of a person's creditworthiness.
One such company, Lenddo, determines if you're friends on Facebook with someone who was late paying back a loan to Lenddo. If so, that's bad news for you. It's even worse news if the delinquent friend is someone you frequently interact with....
HFB wrote: Because Penelope, it's all about me, me, me. It is aptly named Facebook .Look at me, me, me. Hear me, me, me!
Its not just 'look' or 'hear' me but its ACCEPT me. FB people have a huge desire to be accepted, in exchange they have shown willingness to 'like' issues to be accepted by their peers. The Gay and Lesbian community has harnessed social media to promote their agenda, while conservatives have used it mainly to promote things like gun rights. I have no doubt that people become more like their FB friends, and why that correlation has led to credit companies to use the resource. People will not only accept the values of their friends, they will become more like them.
As for Chris, it seems he doesnt have a Church home to appreciate the spiritual analogy used. Maybe he has one and doesnt want to talk or ask questions openly here? I understand that, because he could never find a Church home that would match the Frankenstein combination of 'Christian values' expressed on this board
Btw, our pastor is also on Twitter but I'm not and him and his wife go all over the United States holding week-end retreats on marriages..they will be gone this Sunday on one..and the Church supports him in this calling they have.
Dolores, I certainly do not want to take your joy away, and I'm truly sorry for sounding harsh. I'm glad you have fellowship with people who love Christ!
I am concerned about self censorship of pastors and privacy of everyone.
I've known churches to send out meeting info by email, and then prayer concerns sent through email privately, with permission certain things published for everyone.
I have true fellowship face to face with other believers, and do not post prayer requests on facebook, because anything that is truly worth expressing, is likely not meant for the ears of the unsanctified world.
we are in a day now where everything is being permanently databased. what we say will have an impact on others... watch when these private matters, even meetings we had years ago, that are now being databased, will end up being used in court cases, or as this article is about, what if I was to pray about my "so and so" who is spending too much money? some official going to peruse the info and downgrade this or that?
I'm seeing young people growing up that think the most private of matters should be put out to the public or to superiors, we are losing a sense of privacy and dignity.
Dorcas wrote: To US from Georgia, I have been reading posts and commenting from time to time on this board for a year. Your comments have always been most scriptural and respectful to others. The individual who posts here has not followed that path....I myself have been reviled as others have by his rhetoric. Haven't seen much grace or the love of others exhibited by him. My 2 cents on this subject.
He bears his father's image, but confuses him for the God of the Bible. What a terrible delusion!
Because there are people on there that are christians believe it or not..of course there are nutty people on there just like here on this forum..it's public but yet there is some sharing of ourselves on here that some might say its all about me, me, and I've been deeply hurt by some "Christians". Our pastor post things going on at Church..sermon he preasched that Sunday..actually I don't know why he's on there..I'm not here to jjudge his motives..God's able to do that. Why are you on this forum? To maybe reach the lost or give your two cents? I just feel like Christians need to stop clinging to the salt shaker and allow God use them as salt to the evil world we now are living in.
why would people post personal prayer requests on a public forum that timelines everything said? why would pastors encourage that? what of the meeting of the saints, true fellowship that is not censored?
Chris, Steve R got off the thread onto a rabbit trail condemning people who were on facebook that are depraved, perverted and horrible people according to him so Christians should not be on there with them and he thought you were siding with those on there being mistreated for credit scores being bad if friends have bad credit which is the craziest thing I've heard yet..it'slike this forum..we don't know who's making comments or their life stories. Anyway, back to the thread. Does that mean if I'm friends on facebook with someone who has Good credit then I will have good credit even though my credit is bad?!! Stupid IS written on these people's forehead and anyone who agrees with it.
Oh boy. First of all...thank you very much, US! I'm a little embarassed that I have become a topic, because even though I post a lot, I don't care for attention, believe it or not. Well, to be perfectly honest, I wasn't even sure what Steves post even meant or how it applied to the topic at hand. Even after he explained, I understood what was being said, but still didn't get how the examples had anything to do with Facebook friends effecting credit scores. My mind was thinking "credit", so I just didn't understand the post. I read it over and over because I thought it must be a dig, but really wasn't comprehending it if it was. I pretty much remained neutral, not knowing how to take it, but I guess you read into something I was missing. Thanks again!, but it's okay. Whether it was or wasn't is fine.
How are we going to win the world if we don't go into the world? And Jesus said...go therefore and make disciples of all the nations,baptizing them in the name of the Father and of the Son and of the Holy Spirit teaching them to observe all things that I have commaned you and lo I am with you always...Matt: 28:18-20. My pastor is on FaceBook and he has 500 or more friends( and I'm one) We share prayer corncerns with our friends, we share recipes, encouragement with christian sayings and shared scriptures.we play games with each other..there are people that post things that I didn't approve and had it removed from my page and reported. I have lived with a man(my husband) who is a sinner for 48yrs. Never has made a profession of faith, very moral man and I've heard they are the hardest to win. Do we work with only Christians or are there some infidels scattered here and there..maybe just maybe to be light and salt to..to show them Christ in you ?
Unprofitable Servant wrote: QUOTE Would associating with unrepented sinners impact your spiritual life? What would your Pastor think if he saw your FB page full of sodomites, paedophiles and druggies? UNQUOTE To say that is not an accusation is like a guy knocking on your door and when you answer, he says to you, "Why did you kill my dog?" You respond back, why are you accusing me of killing your dog? He says, "I am not accusing, just asking a question."
I reread what I wrote to Chris, and no it wasnt condescending. Chris has been around the block, so I dont have to soften my posts in fear of hurting his feelings.
anyways...The only people that would find that exchange condescending would be so called Christian friends who havent yet found a Church home for Chris. You guys exchange emails with him, please dont tell me you havent found a home for him. Please dont tell me your only goal is to make sure he doesnt go to Church with his wife at the Roman Catholic Church.
To US from Georgia, I have been reading posts and commenting from time to time on this board for a year. Your comments have always been most scriptural and respectful to others. The individual who posts here has not followed that path....I myself have been reviled as others have by his rhetoric. Haven't seen much grace or the love of others exhibited by him. My 2 cents on this subject.
SteveR wrote: Christopher was fine with the exchange, probably because he wasnt accused of anything.
QUOTE Would associating with unrepented sinners impact your spiritual life? What would your Pastor think if he saw your FB page full of sodomites, paedophiles and druggies? UNQUOTE
To say that is not an accusation is like a guy knocking on your door and when you answer, he says to you, "Why did you kill my dog?" You respond back, why are you accusing me of killing your dog? He says, "I am not accusing, just asking a question."
Your attitude still comes across as condescending and arrogant. Not just to me and Chris in this thread. You did not make the admonition in meekness considering yourself, but in an attitude of condemnation, more like a holier than thou attitude. I will gladly open this up to the forum and see if people think I am wrong.
You obviously spent no time in pondering the Scriptures I referenced.
SteveR wrote: Would associating with unrepented sinners impact your spiritual life? What would your Pastor think if he saw your FB page full of sodomites, paedophiles and druggies? Would he nominate you for a Church leadership position? How about leading a youth Sunday School class?
I am surprised at your tone when speaking of sodomites, paedophiles and druggies? What about the elect among them? How dare you speak against the elect of God, you hateful bully!
Unprofitable Servant wrote: Obviously, SteveR, your statement is baseless as I said nothing about facebook. The problem is your sanctimonious condemnation of Christopher when my Lord Jesus Christ was accused of the same thing for which you berated Christopher. There is another in the Bible who carries the title accuser of the brethren and I would suggest you stop participating in his army. I would also suggest you spend some time meditating on on these verses in James 4 (KJV) 10 Humble yourselves in the sight of the Lord, and he shall lift you up. 11 Speak not evil one of another, brethren. He that speaketh evil of his brother, and judgeth his brother, speaketh evil of the law, and judgeth the law: but if thou judge the law, thou art not a doer of the law, but a judge.
Christopher was fine with the exchange, probably because he wasnt accused of anything. You were offended only because of our previous exchanges, not because of what I wrote.
You are shallow & obvious UP, worse trying to use Scripture to validate your wickedness