A handful of tech startups are using social data to determine the risk of lending to people who have a difficult time accessing credit. Traditional lenders rely heavily on credit scores like FICO, which look at payments history. They typically steer clear of the millions of people who don't have credit scores.
But some financial lending companies have found that social connections can be a good indicator of a person's creditworthiness.
One such company, Lenddo, determines if you're friends on Facebook with someone who was late paying back a loan to Lenddo. If so, that's bad news for you. It's even worse news if the delinquent friend is someone you frequently interact with....
SteveR wrote: UP Im sure your creditors will overlook your sodomite, drug addict, deadbeat friends when you post a picture of you walking on water. Until then, I too would limit your credit
Obviously, SteveR, your statement is baseless as I said nothing about facebook. The problem is your sanctimonious condemnation of Christopher when my Lord Jesus Christ was accused of the same thing for which you berated Christopher. There is another in the Bible who carries the title accuser of the brethren and I would suggest you stop participating in his army. I would also suggest you spend some time meditating on on these verses in James 4 (KJV)
10 Humble yourselves in the sight of the Lord, and he shall lift you up.
11 Speak not evil one of another, brethren. He that speaketh evil of his brother, and judgeth his brother, speaketh evil of the law, and judgeth the law: but if thou judge the law, thou art not a doer of the law, but a judge.
Maybe there are a lot of things we should not be involved with if we knew the spiritual significance of them, credit/debit cards, online bank accounts, internet purchasing, paypal, nochex. I wonder if anyone has gone into this in detail and checked it out. Did anyone listen to Barry Smith?
penelope wrote: Christian organizations do not belong on facebook.
We have people in our Church that are VERY active on Christian FB pages, even some older people. Its hard for me to judge them, because too many others just show up on Sunday and forget Church the other 6 days a week. The risk of course is as you said, having th eChurch become more like the world
2 Corinthians 6:14 Be ye not unequally yoked together with unbelievers: for what fellowship hath righteousness with unrighteousness? and what communion hath light with darkness?2 Corinthians 6:15 And what concord hath Christ with Belial? or what part hath he that believeth with an infidel?
Christian organizations do not belong on facebook. how degenerated do we have to become to realize the controls that come with the social networks? when people post real info, they get notices that they are not politically correct, which wasn't such a big deal when it was just social pressure -- much more than that now.
its one thing for a news section but for building fellowship.... gossip and greeting card statements about how fun something was... is not fellowship in Christ...
when pictures are posted, anyone can access them, pretty much forever...
privacy is important in a time when Christianity is considered immoral.
the persecuted church of old would even speak in code to protect one another, martyrs like Wumbrand talk about the biggest mouth causing harm to many families... the unwise do the opposite and put it all out there... or censor themselves.
goal met. self censored.
I also have my concerns about pastors posting all of their sermons -- if what they say is always uncontroversial enough for the whole world to listen in, that generic and watered down, what's the point? we are living in a day when judges are ruling that preaching against sodomy is not allowable -- do pastors self censor in order to keep their posting schedules? sure.
Unprofitable Servant wrote: The Son of man came eating and drinking, and they say, Behold a man gluttonous, and a winebibber, a friend of publicans and sinners. But wisdom is justified of her children. (Matthew 11:19)
UP Im sure your creditors will overlook your sodomite, drug addict, deadbeat friends when you post a picture of you walking on water. Until then, I too would limit your credit
Christopher000 wrote: Are you kidding? How ridiculous that a friend, aquaintance, or whoever, can effect anyones credit score.
Would associating with unrepented sinners impact your spiritual life? What would your Pastor think if he saw your FB page full of sodomites, paedophiles and druggies? Would he nominate you for a Church leadership position? How about leading a youth Sunday School class?
Are you kidding? How ridiculous that a friend, aquaintance, or whoever, can effect anyones credit score. So, what do you have against Mary anyway?...she's so nice. Well, yeah, she seems great, but someone told me she was 30 days late paying on her visa and I worked hard for the credit score I have. Tell her it's nothing personal, but she's just not good for my credit.