members, click to sign in..

5,592 active users!!Bandwidth
THURSDAY
AUG 21, 2014
Home
NewsSITE
Events & Blogs
New Audio & Video
BroadcastersNew Stuff!
Local Church Finder
Live Webcasts
Sermons by Bible
Sermons by Topic
Sermons by Speaker
Sermons by Date
Staff Picks
CommentsALL -1 min
Top Sermons
VideosPDFs
Daily Log
PhotosNew Stuff!
StoresNew Stuff!
Online Bible
Hymnal
Daily Reading
Our Services
Submit Sermon
Members Only

 
RELIGION, CURRENT EVENTS, TECHNOLOGY Subscribe to the breaking newsWhat is RSS?
FRONT PAGE  |  8/21/2014
SUNDAY, MAR 10, 2013  |  5 comments  |  1 commentary
Homeschool Family Lives Comfortably on $14k/year
For Jason and Danielle Wagasky, $14,000 is enough for their family of four to live comfortably and debt-free all year.

According to 2012 federal guidelines, a family of four living on $14,000 a year puts them $9,000 below the poverty line. The median household income in the U.S. was $50,054 in 2011, according to the U.S. Census Bureau, but the Wagasky family’s frugal approach has them living a life that is “blissful and domestic,’’ according to the title of Danielle’s blog.

For four years, the couple and their kids, Keigan and Libby, have managed with careful planning, using a clothes line in lieu of a dryer and making their own laundry soap. Danielle, 28, shares her tips for frugal living on her blog, writing about how she learned to cook and how her husband built their kitchen.

“I’m happier this way,’’ Danielle told TODAY Friday. “I feel like we’re happier. We’re a better family.” ...


CLICK HERE to Read Entire Article
lifeinc.today.com

|  FOCUS  |  Audio commentaries on this news item | more..
Homeschool Family... • 170+
Mohan Krishna | Garfield Ridge Baptist Church
Play! | RSS

Majesty of a Godly Marriage
|  START  |  Recommended sermons | more..
•  Majesty of a Godly MarriageDr. Alan Cairns | 2/8/2009
•  Rearing And Educating Children • Rev. Ivan Foster | 10/28/1993
•  Teaching Children to Listen 1Dr. Joel Beeke | 1/4/2009
•  CAUTION: This Will Harm You • Dr. John Barnett | 9/17/2000

   07/21/14  |  Black fatherless homes and left creating cop killers • 7 comments
   07/09/14  |  Census: More first-time mothers give birth out of wedlock • 117 comments
   06/04/14  |  Religious parents ‘could be criminalised’ under new law • 10 comments
   05/09/14  |  Kids Experience Fewer Traumatic Events When Raised by Their Mom... • 2 comments
   04/25/14  |  Put Down The Phone, Parents; It Could Be Affecting Your Kids • 1 comments
MORE RELATED ( FAMILY ) NEWS | MORE..
   08/20/14  |  Legal-Courts Same-sex 'marriage' freight train derailed in Tenn. • 2 comments
   08/18/14  |  Former FBI says only way to defeat Islam is to crush it • 38 comments
   08/17/14  |  Creation Museum breaks ground on Noah's Ark project • 8 comments
   08/15/14  |  More Unmarried New Moms Cohabiting • 11 comments
   08/12/14  |  5-Year-Old Christian Boy Cut in Half by ISIS Terrorists • 17 comments
OTHER CHOICE NEWS | MORE..
   06/02/14  |  A Letter to SermonAudio From a Missionary to Haiti • 10 comments
   02/07/14  |  Bringing the Gospel of John to Every Home in Austin, TX • 31 comments
   01/07/14  |  SermonAudio Partners with RFC for the 2014 Family Conference at... • 1 comments
   01/01/14  |  Happy New Year from SermonAudio! • 29 comments
   12/10/13  |  SermonAudio Broadcaster Loses Historic Church Building To Fire • 3 comments
OTHER CHOICE NEWS | MORE..
   08/21/14  |  A bad week for Common Core • 3 comments
   08/21/14  |  Missouri cop was badly beaten before shooting Michael Brown,... • 7 comments
   08/21/14  |  High School Student Claims She Was Suspended For Saying ‘Bless... • 2 comments
   08/21/14  |  Prayer service for Atlantic City casinos • 2 comments
   08/21/14  |  Southern Baptist Leaders: Christians Should Make Themselves... • 3 comments
OTHER RECENT NEWS | MORE..

COMMENTS | show all | add new  
    Sorting Order:  
· Page 1 ·  Found: 5 user comment(s)
News Item3/14/13 1:37 AM
Neil | Tucson  Find all comments by Neil
Scott McMahan wrote:
...you see they paid up-front for their car and house out of a lump sum of money.
I might add, a lump sum paying for a radically discounted foreclosure sale in one of the worst counties for this in the nation. Also, it's easier for military families to be frugal; they get more gov't benefits.

We're debt-free too, but not because of any windfalls like this.

5

News Item3/10/13 2:44 PM
Scott McMahan | Internet  Protected NameFind all comments by Scott McMahan
Well, if you read the article, you see they paid up-front for their car and house out of a lump sum of money. Not many people will be able to eliminate the two biggest expenses families have. If this family had paid for the car and house on a monthly basis, their expenses would be about the same as any low-income family's expenses. They're not really living on less money, they're just moving the numbers around.

By the way, they also say they use credit cards only for emergencies. Was it really a wise decision to drain their savings to the point they have to rely on credit cards to cover emergency expenses? A home loan, or a car loan, would have significantly lower interest rates than the credit cards.

4

News Item3/10/13 2:05 PM
14k  Find all comments by 14k
Christopher000 wrote:
They are great examples; proving that it can be done. Hard to believe, but they are doing it...good for them.
Good for them, and good luck to them.
But actually their story suggests that it cannot be done.

Living on $14,000 a year requires you to have saved sufficient resources to have paid cash up front for your home and two cars.
The reality is that they covered their current year living expenses with their savings.
And those credit cards that they use for emergencies over and above the $14,000 - will also need to be paid for.
Also, presumably their medical insurance costs are covered from the same source as the $14,000.
Again, good for them for their wisdom, foresight and good fortune, but the reality is that $14,000 is not sufficient for a family of four to live on.

3

News Item3/10/13 12:57 PM
Frank  Contact via emailFind all comments by Frank
Christopher000 wrote:
They are great examples; proving that it can be done. Hard to believe, but they are doing it...good for them.
I am going to check out their blog for some tips.
We do faily well bit spend foolishly and compulsively. I am a gadget, electronics freak, and my wife, well, she loves her boots, shoes, clothes, beauty products, scarves, coats, handbags, oh, and have I ever mentioned that she loves to talk?
Sorry, JPW...ha-ha. Julie? Jennifer? Jaclyn? Josephina? Jeannette? Hmmm.
Now, if I were a betting man, I would say your wife spends more than you? If you ever want to see who is driving our economy, go to a department store and see who is standing at the registers.

I vote for Jennifer.

2

News Item3/10/13 8:00 AM
Christopher000 | Rhode Island  Find all comments by Christopher000
They are great examples; proving that it can be done. Hard to believe, but they are doing it...good for them.
I am going to check out their blog for some tips.
We do faily well bit spend foolishly and compulsively. I am a gadget, electronics freak, and my wife, well, she loves her boots, shoes, clothes, beauty products, scarves, coats, handbags, oh, and have I ever mentioned that she loves to talk?
Sorry, JPW...ha-ha. Julie? Jennifer? Jaclyn? Josephina? Jeannette? Hmmm.
1
There are a total of 5 user comments displayed | add new comment |Subscribe to these comments
Last PostTotal
Pope Francis Says Radical Islam Must Be Stopped
stever from mt zion: " gstexas john y writes: no every normal evangelical..."
-12 min 18 
Two American Missionaries Fighting for Life Against Ebola Virus
jim lincoln from nebraska: "http://www.1011now.com/news/..."
-15 min 
Missouri cop was badly beaten before shooting Michael Brown,...
dolores from texas: "thanks, s.c. and dorcas, for your information about the brown..."
-16 min 


The Victory of Faith
Richard Warmack
Made Nigh By The Blood, Pt 2

Studies In Ephesians
Sunday School
Grace Baptist Church
Play! | MP3 | RSS


Dr. Kenny Rhodes
drkennyrhodes

11. Philosophical Apologetics
Reason For Hope Ministries
Transcript!Play! | MP3

E. A. Johnston
America Revival Or Ruin

Ambassadors For Christ Intl-US
Teaching
Staff Pick!Play! | MP3

E. A. Johnston
How To Have A Quiet Time

Ambassadors For Christ Intl-US
Prayer Meeting
Transcript!Play! | MP3

Event: Feb 19-21, 2015
2015 Ligonier National Conference

After Darkness, Light
Conference
Ligonier Ministries

Event: Sep 18-19, 2014
Counsel the Word Conference

Sufficiency of Scripture
Conference
Southern Seminary

Sermon:
America Revival Or Ruin
E. A. Johnston






                   
Truth must be spoken, however it be taken. ... John Trapp

City: Austin, TX
Gospel of John
Cities | Local | Personal
MOBILE
iPhone + iPad New!
Church App
Android
Church App
Kindle + Nook
BlackBerry
Windows Mobile, Nokia
Chromecast TV
ROKU TV
Pebble Smartwatch
Kindle Reader


HELP
Knowledgebase
Broadcasters
Listeners
Q&A
Uploading Sermons
Uploading Videos
Webcasting
Tips & Tricks
YouTube Screencasts

FOLLOW
Weekly Newsletter
Staff Picks Feed
Site Notices
RSS | Twitter | Facebook
SERVICES | ALL
Local Church Finder | Info
MP3 Play & Download
Mobile Apps
Podcasting
Video Support
Live Webcasting
Transcription Service
HIFI Option
Business Cards
SOLO | MINI | Domains
Favorites
QR Codes
24x7 Radio Stream
INTEGRATION
Sermon Browser
HTML Codes
WordPress
Twitter
Facebook
Logos | e-Sword
SOAP API

BATCH
Transfer Agent
Protected Podcasts
Upload via Email
Auto-Upload Sermons
Auto-Blog Import
Picasa | FTP | Dropbox
ABOUT US
SermonAudio.com is the largest library of audio sermons from conservative churches and ministries worldwide. All broadcasters must adhere to the Articles of Faith.

Our Services | Testimonials
Broadcast With Us!
Support Us
Advertising | Local Ads
CONTACT
info@sermonaudio.com
Copyright © 2014 SermonAudio.com.