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FRONT PAGE  |  6/28/2017
MONDAY, MAY 7, 2012  |  1 comments  |  1 commentary
More Americans Stashing Cash in Home Safes

One thing that isn't driving the safe boom, apparently, is crime. Indeed, U.S. burglary rates have been plunging for years. Still, experts say that many savers and investors feel a lingering sense of insecurity in their finances -- a hard-to-shake fear borne out of the jolting recession and, at times, wobbly recovery -- which is helping to spur the new safeguarding mentality. Tyler D. Nunnally, founder and CEO of Upside Risk, an Atlanta firm that researches investor psychology, says sticking tangible assets in a safe can be a natural reaction to volatility in the markets. "People dislike loss twice as much as they like gains," he says. "They want to protect what they have." Growing numbers of these fearful types simply don't trust their banks to protect them: In a Gallup poll last year, a record-high 36 percent of Americans said they had "very little" or "no" confidence in U.S. banks. (In 2008 and ...

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News Item5/8/12 1:58 PM
Jim Lincoln | Nebraska  Find all comments by Jim Lincoln
One can be certain if this trend continues, more crooks will learn how to crack safes. Safes may be a good way of keeping guns and family heirlooms out of the reach of people you don't want to reach them, but they really don't protect against such things as inflation. By the way, an interesting article, How Safe Are FDIC-Insured Bank Accounts?

I don't think anyone has lost any money in an FDIC account during this recession. I don't think anyone has lost any money in a money market account--those by securities firms--not banks which are not insured at all. Except these various security firms usually buyout a weak fund account, to make sure they don't get a bad reputation. No, while the idea of sticking money under your mattress or in a safe has been popular through the years, it really hasn't made much sense from the 1930s on.

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