Church of England: don't use credit cards this Christmas
The Church has broadened its Christmas message this year, by looking beyond the meaning of the Nativity to give advice to consumers on the high street.
Using cash rather than credit cards will help shoppers budget properly and avoid going into debt, the Church said. "Whether you spend Â£10 or a Â£1,000 on a credit card it's one slip and one signature. But with cash you really feel the difference."
The best thing I ever listened to was "Financial Peace University" by Dave Ramsey. The Devil is trying to convince you that spending tomorrows money is wise. Debt is of the Devil and Credit Cards are his weapon of choice. Credit Cards take God's money and the more he gets the happier he is. If you do not have cash do not buy it. You pay interest on debt and someone else is getting rich on your sin. Geton the right side of capitalism... the money making side not the getting in debt side.
These days, people seem to think they are entitled to many good things besides Christ-mass gifts - a college degree, high pay, job security, a big house, medical care, etc. I wonder if they learned that from the Santa cult?
The main thing they *don't* learn from this holiday is that they are entitled rather to God's wrath against sinners. "Good News" is meaningless w/o the bad.
Neil wrote: I can think of a way to make Christ-mass *totally* stress-free, but few would like it, even on this site.
Once I got the courage to go against the traditions of men by ignoring this so-called 'holy day,' I was rewarded with actual peace that many only talk about during this time of year. Sadly, many even in professing Christendom are willing to threaten and belittle anyone who goes against their ready-made excuse for fulfilling their covetous desires this time of year.
Certainly our Lord's birth was momentous, but it was most likely in the spring of the year, not the winter; and more momentous yet were those days when he was crucified, died, was buried, was raised again, and ascended into heaven. That was when the work was accomplished, not at his birth, special as that is. Thankfully, gift-giving hasn't attached itself to that season, at least not to the extent our modern dressed-up Saturnalia has.
"Using cash rather than credit cards" - what if the item you want is not available where you can pay cash? Some items must be ordered over the Internet, due to local unavailability, and I am sure not going to risk my debit card for that. I think this advice is unsafe. I'd much rather have my CC number at risk where a thief could charge $50 than a debit card where a thief could wipe out my entire checking account. (Sure, you might eventually get all that straightened out with the bank and prove it was fraud, but you might want to eat before then.)