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SUNDAY, APRIL 20, 2014 | TIPS Subscribe to the breaking newsWhat is RSS?
COVER Page ALL News CHOICE VIDEOS User COMMENTS
THURSDAY, SEP 24, 2009| 1 comments
Hurry Up and Credit My Account
What is it with these banks that are so quick to hit you with a fee for spending more than you have in your checking account but take their own sweet time in crediting deposits?

My colleague Andrew Martin and I heard that complaint repeatedly from readers after we wrote about overdraft fees earlier this month. The angry questions happened to arrive as we approach the five-year anniversary of when the federal law known as Check 21 took effect. The law allows banks to turn paper checks into digital images and settle them electronically instead of shipping bags of paper around the country on airplanes.

Once banks embraced the new procedures, money disappeared from your account much faster when you wrote a check. But the old laws on how quickly banks must credit your account when you make a deposit did not change at all. They still haven’t. In fact, they haven’t changed in more than 20 years. ...


CLICK HERE to Read Entire Article
www.nytimes.com

Response to economic crisis?
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News Item9/24/09 12:01 PM
Neil | Tucson  Find all comments by Neil
Spendthrifts should steer clear of France, which has heavy penalties for bounced checks: Banking in France
I think they have a point - it is a form of theft, nes pas?
1
There are a total of 1 user comments displayed | add new comment |Subscribe to these comments
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Western lawmakers gather in Utah to talk federal land takeover
christopher000 from rhode island: "yeah, do a.quick search and read up on the..."
-11 min 
Is the Name “Easter” of Pagan Origin?
michael hranek from endicott, new york: " christopher000 i was talking.to my wife..."
-13 min 56 
Deception: Christian Publisher Sells Soul For Mammon
christopher000 from rhode island: "i can't quite recall the 'proof texts', but i..."
-14 min 


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